Old Orchard Beach FAQ
60+ questions Deja and Travis hear most. Real numbers. Plain language.
Updated May 2026
Town & Government
How is OOB governed?
Old Orchard Beach uses a Town Council / Town Manager form of government. Seven elected councilors set policy; the Town Manager runs day-to-day operations.
Who is Town Manager?
Verify the current Town Manager on the Town of OOB website. Diana Asanza served in the 2020s.
What is the OOB town budget?
The Town's annual budget is set each spring. Detailed line items are published on the Town website and reviewed at public council meetings.
How many departments does the town have?
OOB operates roughly 22 departments, Public Safety, Public Works, Parks & Recreation, Library, Code Enforcement, Assessing, Town Clerk, and others. See /town/departments.
How do I attend a Town Council meeting?
Council meets at Town Hall on a published schedule (typically twice monthly). Meetings are open to the public; agenda and minutes are posted on oldorchardbeachmaine.gov.
Where is Town Hall?
1 Portland Avenue, Old Orchard Beach, ME 04064.
What are Town Hall hours?
Generally Monday, Friday business hours. Check the Town website for current hours and any seasonal adjustments.
How do I look up an OOB ordinance?
All ordinances are codified at the Town's Code of Ordinances page. See /town/code-of-ordinances.
How do I view OOB property data on GIS?
OOB publishes parcel and assessment data through its online GIS viewer. See /town/gis-and-records.
What is the OOB Comprehensive Plan?
The Comprehensive Plan is the Town's long-range land-use and policy document. A revision is in progress. See /town/comprehensive-plan.
Real Estate
What is the median home price in OOB in 2026?
About $516K (Homes.com, 12-month median).
How long do homes take to sell in OOB?
Average 62 days on market, up from 48 days a year earlier.
What are property taxes in OOB?
1.22% effective rate, below Maine's state median of 1.57%. Median annual bill ~$3,911.
How does the Maine Homestead Exemption work?
Maine offers a $25,000 reduction off assessed value for primary residences. Application due by April 1. Saves $275, $430/year.
Can I get a Homestead Exemption on a vacation home?
No. Homestead Exemption applies only to a primary residence.
Are there senior property tax breaks in Maine?
Yes. The Property Tax Fairness Credit pays up to $2,500 for seniors 65+. Veterans also get an additional ~$6,000 exemption that stacks with Homestead.
Are home prices going up or down in OOB?
October 2025 median was $479K, down 6.6% year over year, while price per square foot was up 12.9%. The market has cooled but compositional shifts complicate the headline.
Schools
What schools does OOB have?
Loranger Memorial School (PK-5) and Jameson Elementary share the OOB campus. OOB High School serves grades 7-12.
What district does OOB belong to?
RSU 23 (Regional School Unit 23), serving Old Orchard Beach.
What grades does Loranger Memorial cover?
Pre-K through 5.
What is the OOB High School mascot?
The Seagulls.
Does OOB have a charter school?
No charter school currently inside OOB. Maine charter options exist regionally.
What is the student-teacher ratio at OOB schools?
Approximately 12:1 district-wide. Verify current numbers on the RSU 23 website.
Healthcare
What hospital serves OOB?
Southern Maine Health Care in Biddeford (~10 min) is the closest hospital. Maine Medical Center in Portland (~25 min) is the regional Level II trauma center.
How far is the nearest emergency room?
About 10 minutes to Southern Maine Health Care in Biddeford.
Is Maine Medical Center in Portland accessible?
Yes, about 25 minutes north on I-95. Maine Med is the largest hospital in Maine.
What primary care options exist in OOB?
Several primary care practices in OOB and immediately adjacent in Saco and Biddeford. See /healthcare.
Beach & Recreation
How long is Old Orchard Beach?
Seven miles of unbroken sand, the longest sand beach in New England.
How many beaches make up OOB?
Nine named sub-beaches across three towns: Pine Point, Bayview, Grand Beach, Surfside, Kinney Shores, Ferry Beach, Old Orchard Beach (main), Ocean Park, and Camp Ellis.
Are dogs allowed on the beach?
Not on the public beach Memorial Day, Labor Day, 10am, 5pm in OOB proper (9am, 5pm in Ocean Park). Allowed off-hours and off-season.
When are lifeguards on duty?
10am, 5pm daily, late June through Labor Day.
Can I have a bonfire on the beach?
Bonfires are prohibited on the public beach year-round.
Can I drive a car on the beach?
No. Driving on the beach is prohibited.
Can I bring fireworks?
Personal fireworks are prohibited. Civil violation $100, $2,500 plus fees. The Town runs free Thursday-night fireworks all summer.
Government Services
Where do I pay my OOB taxes?
Town Hall, 1 Portland Avenue. ACH and check accepted; due dates are quarterly per the Town's tax calendar.
How do I get a rental license?
Apply at the Code Enforcement office. Annual fee $250. Safety inspection required before issuance; re-inspection every 4 years; bi-annual registration.
How do I register to vote in OOB?
Register at the Town Clerk's office at Town Hall. Bring proof of residency.
Where is the OOB Transfer Station?
See /public-services for current Transfer Station location and hours.
What is the trash pickup schedule?
Curbside pickup runs on a weekly schedule; recycling on alternating weeks. Check the Town website for your zone.
Lifestyle
Is OOB a year-round community?
Yes. About 8,960 year-round residents (2020 Census). Population peaks at ~75,000 in summer.
Is OOB a 55+ community?
No. OOB is a mixed-age year-round community with strong family and senior populations.
How big is OOB in winter versus summer?
8,960 year-round residents; ~75,000 peak summer.
Is the Quebec community still active in OOB?
Yes. 130-year continuous tradition. OOB has the highest proportion of French-speaking summer visitors of any community in the continental US.
Can I park year-round in downtown OOB?
Year-round parking is available at most municipal lots; metered/seasonal rates apply Memorial Day through Labor Day.
Transportation
Does Amtrak stop in OOB?
Yes, the Amtrak Downeaster has a seasonal stop at the OOB platform, two blocks from the Pier.
When is the Amtrak Downeaster season?
OOB platform typically operates Memorial Day through Labor Day. Saco runs year-round.
How far is OOB from Boston?
About 95 miles, 1.5 to 2 hours by car, ~2.5 hours on the Amtrak Downeaster.
How far is OOB from Portland Jetport?
About 20 minutes.
Is there bus service in OOB?
BSOOB (Biddeford Saco Old Orchard Beach Transit) runs year-round bus service connecting the three towns.
STR & Income
Can I Airbnb my OOB property?
Yes, with a Town rental license, but check your condo association rules first. Some prohibit STR.
What is the OOB short-term rental license fee?
$250/year. Bi-annual registration. Safety inspection before issuance, re-inspection every 4 years.
What is Maine's lodging tax?
9% on stays under 28 days. Stays of 28+ days are exempt.
Do I need an inspection for a rental license?
Yes. A safety inspection is required before issuance and every 4 years thereafter.
Can my condo association block short-term rentals?
Yes. Some OOB associations prohibit STR. Some restrict to 30+ day minimums. Pull the bylaws before contract.
Insurance & Risk
Do I need flood insurance in OOB?
Required if you have a federally backed mortgage and are in Zone A, AE, or VE. Strongly recommended for many Zone X properties given coastal storm history.
What is a FEMA flood zone?
FEMA classifies properties by flood risk. Zone X (low risk), Zone A/AE (high risk inland), Zone VE (high risk coastal velocity).
Are insurance rates higher in OOB than inland Maine?
Yes. Coastal homeowners insurance runs $1,800, $3,200/year, with 1, 5% wind deductibles common.
What's the wind risk in OOB?
First Street Foundation estimates 86% of OOB properties have major severe wind risk over 30 years.
Were the FEMA flood maps recently updated?
Yes. New FIRMs adopted July 17, 2024 after a multi-year Town appeal.
Mortgage
Can I get a mortgage in OOB if I'm retired?
Yes. Travis writes asset depletion loans that qualify retired buyers based on liquid assets rather than income.
Are condos hard to finance in OOB?
Some are. Warrantable condos qualify for conventional/FHA. Non-warrantable condos require non-agency financing at typically 0.5, 1.5% above conventional.
Can I close in Maine while my Florida home is in escrow?
Yes, with bridge financing. Travis structures both sides of the OOB-to-Florida flywheel.
What is asset depletion?
A loan program that qualifies you on liquid assets divided over the loan term, typically 70, 80% of assets / 360 months = qualifying income equivalent.
Does Travis lend directly?
No. Travis brokers loans through a nationwide wholesale lender network across 38 states. Brokering means he can shop rate and product.
Snowbird & Florida
Can I snowbird from OOB to Florida?
Yes, many OOB owners do. Condo associations make lock-and-leave easy; single-family owners winterize and use a property manager.
Do you sell in Florida too?
Yes. Deja holds a Florida real estate license (SL3530339) and Travis writes Florida loans. The Maine Florida Collective covers both sides.
How do I establish Florida residency?
Spend 183+ days/year in Florida. Get a Florida driver's license. Register to vote. File a Declaration of Domicile with your county.
What's the Maine to Florida tax savings?
Maine top income tax rate is 7.15%. Florida has no state income tax and no estate tax. Run the math with a CPA.
Where in Florida do most OOB snowbirds go?
Tampa Bay, Sarasota, Naples, Fort Myers. Sun City Center is a primary Maine-to-Florida retirement destination.