Terms of Use

These Terms govern your use of oobhomes.com (the "Site"), operated by Deja Lett and Travis Penny. By using the Site you agree to these Terms. If you do not agree, do not use the Site.

Informational purpose; non-reliance

All content on the Site is provided for general informational purposes only. Real estate, market, tax, financial, mortgage, flood-zone, and town-government information is deemed reliable but not guaranteed. Conditions, prices, fees, ordinances, and rates change. You must independently verify any fact you intend to rely on by consulting the appropriate primary source (the Town of Old Orchard Beach, FEMA, the Maine Real Estate Commission, NMLS Consumer Access, qualified counsel, qualified accountants, qualified inspectors, qualified surveyors, qualified insurance professionals).

Not an offer to lend; not a commitment to lend

Nothing on the Site is an offer to lend, an offer to extend credit, a commitment to lend, a rate lock, a credit decision, or a guarantee of any loan terms. All loans are subject to credit approval, property approval, appraisal, and underwriting by the wholesale lender. Travis Penny brokers loans and does not lend directly.

Not legal, tax, accounting, or investment advice

Nothing on the Site is legal, tax, accounting, or investment advice. Consult a qualified professional for advice about your specific situation.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act and do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, source of income, or any other protected characteristic.

Licensing

Deja Lett, Maine Licensed Real Estate Broker, License BA911356, and Florida Licensed Real Estate Sales Associate, License SL3530339, brokered by Top Homes Group at Keller Williams Realty.

Travis Penny, Mortgage Loan Originator, NMLS ID 1649161, licensed in Maine and Florida. Verify on nmlsconsumeraccess.org.

Intellectual property

All Site content is owned by Deja Lett and Travis Penny or licensed for use on the Site. You may quote short passages with attribution and a link back. You may not copy, reproduce, republish, or scrape the Site for commercial use without written permission.

Third-party content and links

The Site links to third-party websites and references third-party trademarks (Town of Old Orchard Beach, Palace Playland, Amtrak, Keller Williams, others) for identification and informational purposes only under nominative fair use. We are not affiliated with, endorsed by, sponsored by, or owned by any of those parties unless explicitly stated.

Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, Deja Lett, Travis Penny, and their affiliates are not liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility.

Governing law

These Terms are governed by the laws of the State of Maine, without regard to conflict-of-laws principles. Disputes will be resolved in the state or federal courts located in York County, Maine.

Changes to these Terms

We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance.

Contact

Questions about these Terms: deja@tophomesgroup.com or travis@travis.mortgage.