oobhomes.
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OOB Total Cost Calculator

The real monthly cost of OOB ownership. Tax, insurance, HOA, utilities, all in.

Updated May 2026

Monthly breakdown
P&I
$2,677
Property tax
$525
Insurance
$208
Utilities
$608
Lawn
$150
Total monthly$4,169
Annual$50,024
5-year projection$250,121
10-year projection$500,242
vs renting equivalent$3,543/mo