The Maine ↔ Florida snowbird life
OOB has an unusually large snowbird community, roughly 15% of year-round-tagged owners spend at least four months a year in Florida. Deja helps buyers and sellers on both ends of the move, in Maine and in Florida's Tampa Bay area. This page is the structural overview.
The two states
Maine: top income tax 7.15%, no estate tax under $6.4M, mil rate variable but OOB at 12.20 (FY2026). Florida: no income tax, no estate tax, property tax assessed and capped under Save Our Homes.
Tax residency
To establish FL domicile: 183+ days in FL, FL driver's license, FL vehicle registration, FL voter registration, Declaration of Domicile filed in FL county. Maine will challenge soft moves, your CPA should be in the loop.
Financing structure
Primary in one state + second home in the other = lower rates and lower down payment than treating one as investment.
Practical logistics
Mail forwarding (USPS or service), home monitoring (we have a vetted list), winterization, insurance vacancy clauses, Florida hurricane shutters, water shutoffs, pest contracts.
Compiled from Town of Old Orchard Beach, RSU 23, FEMA, Maine Revenue Service, US Census, and MLS. Deemed reliable but not guaranteed; verify before any transaction.
Financing questions on a Maine to Florida move: Maine to Florida Mortgage Broker
This site does not originate loans and is not an offer or commitment to lend. Figures are estimates for education only. Equal Housing Opportunity.