Market analysis, ordinance changes, neighborhood deep dives, and capital strategy from Deja and Travis.
Updated May 2026
By Deja Lett and Travis Penny · May 2026
OOB successfully appealed FEMA's proposed Flood Insurance Rate Maps in 2024, reducing the regulated zone extent and lowering base flood elevations in some areas. The new FIRMs took effect July 17, 2024. Here is what changed for property owners, what the four flood zones (X, A, AE, VE) actually mean for your insurance, and how to look up your specific parcel.
Read moreBy Deja Lett and Travis Penny · May 2026
With 6,118 rentable parcels, 1,031 year-round licenses, 293 seasonal licenses, and over 1,000 active Airbnb listings, OOB's short-term rental ordinance is in active council review. Potential changes include parking restrictions, neighborhood-specific rules, and license caps. Here is what investors need to know before they buy for income.
Read moreBy Deja Lett and Travis Penny · May 2026
The Brunswick is one of the most rentable buildings in OOB. It is also non-warrantable for conventional financing because of its high investor concentration. Here is what non-warrantable means, what loan products work, the typical rate spread, and how to position an offer when conventional financing is off the table.
Read moreBy Deja Lett and Travis Penny · May 2026
OOB has the highest proportion of French-speaking summer visitors of any community in the continental US. The 2025 US-Canada tariff tensions softened Canadian visitor volume. Here is the 130-year history of the OOB-Quebec connection, the recent dollar dynamics, and why the long-term thesis remains intact.
Read moreBy Deja Lett and Travis Penny · May 2026
Per Redfin, 38 percent of OOB home searchers are looking to leave OOB. Most go to Florida, with Sarasota, Tampa Bay, Naples, and Sun City Center as top destinations. Here is the tax math (Maine 7.15 percent top rate vs Florida zero), the bridge financing playbook, and how to structure the residency change.
Read moreBy Deja Lett and Travis Penny · May 2026
OOB is currently revising its Comprehensive Plan for the first time since the 1986 era. The first draft is in public review on the Planning Department site. The new plan will reshape zoning, density, setbacks, and STR rules for the next decade. Property owners, investors, and developers should pay attention now.
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